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MicroAID loan products

Loan to salaried workers: to cover furniture and property needs

Small equipment loan for farmers, stockbreeders and processors (motor pumps, carts, ploughs, wells, stables, processing equipment, etc.)

Education loan: financing schooling related expenses without drawing on business assets

Loan for rainfed production (sesame, maize, rice, beans, etc.): financing rainfed production seasons (seeds, fertilizers, labor, etc.).

Working capital for merchants and craftspeople : financing short term needs related to the operating cycle of members activities.

Working capital for farmers, foresters, stockbreeders and processors: activities of fattening, poultry farming and market gardening, etc.

Warrantage: For a better management of agriculture surpluses, access to agriculture inputs and access to credit for income-generating activities with a guarantee in kind.

Investment loan: for schools and other institutions to cover their investments needs.

The Tontine loan: for women and small scale merchants in markets and yaars.

Computer Lab: Financing the equipment of a computer lab for evangelical schools

Loan for School Kit : Financing the acquisition of school equipment

Signed agreements:

  • submission guarantee
  • Credit line
  • financial capability

Loan “My motor cycle”: Special financing for the acquisition of a motor cycle

Airtel Money: Open an Airtel money account and money transfer

pretEcole

School loan

What is it ?

The School loan is a product for promoters of evangelical schools in Burkina

How long?

  • Minimum: Twelve (12) months
  • Maximum: Sixty (60) months

What for?

For the construction of new additional classes
  • Purchasing of equipment, furniture and office supplies
  • Equipping IT classrooms
  • Installation of solar energy
  • Classrooms renovation.

What level of financing?

  • Minimum: 1,000,000 CFA francs
  • Maximum: up to one’s financial capability

What conditions?

  • Open an account at MicroAID
  • Have at least one functional class
  • Have the vision to promote gospel in schools
BECOME A CLIENT

FAQ

1General terms for all types of credit
  • Be a member of the mutual fund;
  • Having had regular savings for 3 months at the mutual fund;
  • Sign a certified loan contract with the appropriate authorities;
  • Mandatory savings representing at least 20% of the loan amount;
  • Attend the credit management training program provided by the mutual fund;
  • Accept the supervision by the personnel of the mutual fund and follow their recommendations;
  • Provide information reflecting the actual financial situation and the feasibility of the activity;
  • Master the entire activity life cycle.
2Gender mainstreaming in MicroAID activities
MicroAID credit and savings policy takes gender into account with products specifically designed to increase women’s access to credit. Equal treatment between men and women in access to credit is one of MicroAID’s guiding principles.